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Network marketing or Direct sales is an industry that is often misunderstood. We all do some form of it often; however, some of us get paid to do it and some don’t. Direct selling is selling by word of mouth. For example: when you see a good movie and you tell your friends about the movie, which makes them, go and see it. You have done direct selling. Direct sales is misunderstood because it is still associated with a pyramid scheme. This association is false because pyramids are illegal as they pay money out (bonus & commissions) without having a true product or service to market (ex. Cash gifting, ponzi schemes). This is one of the most traditional methods of selling that is still used today because it works! Many companies today start business this way and some remain, for example: Mary Kay, Avon, Kirby, Electrolux & Clearwire are just a few. The existence of these power house companies support the fact that directs sales works! It has been around since the existence of selling and the proven effectiveness of this method of sales provokes companies today to adopt this method. People misunderstand direct sales based on the lack of knowledge about the industry. Direct sales and real-estate has created the most self made millionaires. This industry has been edified by some of the most successful people in the business. Former President Bill Clinton, Donald Trump and Robert Kysoki realize that direct sales can help ordinary people get extra ordinary results. Furthermore, they understand that there are no barriers’ such as education, economic status and social status or prerequisite which can prevent one from being successful. All that’s required is for one is to be teachable, coachable, ambitious, and willing to take action.

The pyramid structure although misunderstood and considered bad is not what is bad. What is bad is when the pyramid is presented as a scheme- when there is no money being exchanged for true services or products. The pyramid structure is the strongest structure known to man. As a matter of fact all organizations are based upon a pyramid! Think of one and ask yourself is there a pyramid in the organization. Even if there are only 2 levels in the organization-it’s a period. There has to be at least a top executive, middle management and lower management. A pyramid! Direct sales is now off of trial and no longer misunderstood because you have been informed. There are some great opportunities out there in this industry. Do your research and get involved with the right opportunity. A pyramid is a good thing. Get more!

For more information contact

Lester Jackson

Online Business & Success Coach

“The Internet Is A Treasure Chest .Do you Have The Keys To Unlock It?



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Article by Sam Vaknin

Money Laundering in the Wake of the September 11 AttacksRegulationThe least important trend is the tightening of financial regulations and the establishment or enhancement of compulsory (as opposed to industry or voluntary) regulatory and enforcement agencies. New legislation in the US which amounts to extending the powers of the CIA domestically and of the DOJ extra-territorially, was rather xenophobically described by a DOJ official, Michael Chertoff, as intended to “make sure the American banking system does not become a haven for foreign corrupt leaders or other kinds of foreign organized criminals.” Privacy and bank secrecy laws have been watered down. Collaboration with off shore “shell” banks has been banned. Business with clients of correspondent banks was curtailed. Banks were effectively transformed into law enforcement agencies, responsible to verify both the identities of their (foreign) clients and the source and origin of their funds. Cash transactions were partly criminalized. And the securities and currency trading industry, insurance companies, and money transfer services are subjected to growing scrutiny as a conduit for “dirty cash”. Still, such legislation is highly ineffective. The American Bankers’ Association puts the cost of compliance with the laxer anti-money-laundering laws in force in 1998 at 10 billion US dollars – or more than 10 million US dollars per obtained conviction. Even when the system does work, critical alerts drown in the torrent of reports mandated by the regulations. One bank actually reported a suspicious transaction in the account of one of the September 11 hijackers – only to be ignored.The Treasury Department established Operation Green Quest, an investigative team charged with monitoring charities, NGO’s, credit card fraud, cash smuggling, counterfeiting, and the Hawala networks. This is not without precedent. Previous teams tackled drug money, the biggest money laundering venue ever, BCCI (Bank of Credit and Commerce International), and… Al Capone. The more veteran, New-York based, El-Dorado anti money laundering Task Force (established in 1992) will lend a hand and share information. More than 150 countries promised to co-operate with the US in its fight against the financing of terrorism – 81 of which (including the Bahamas, Argentina, Kuwait, Indonesia, Pakistan, Switzerland, and the EU) actually froze assets of suspicious individuals, suspected charities, and dubious firms, or passed new anti money laundering laws and stricter regulations (the Philippines, the UK, Germany). A tabled EU directive would force lawyers to disclose incriminating information about their clients’ money laundering activities. Pakistan initiated a “loyalty scheme”, awarding expatriates who prefer official bank channels to the much maligned (but cheaper and more efficient) Hawala, with extra baggage allowance and special treatment in airports.The magnitude of this international collaboration is unprecedented. But this burst of solidarity may yet fade. China, for instance, refuses to chime in. As a result, the statement issued by APEC last week on measures to stem the finances of terrorism was lukewarm at best. And, protestations of close collaboration to the contrary, Saudi Arabia has done nothing to combat money laundering “Islamic charities” (of which it is proud) on its territory.Still, a universal code is emerging, based on the work of the OECD’s FATF (Financial Action Task Force) since 1989 (its famous “40 recommendations”) and on the relevant UN conventions. All countries are expected by the West, on pain of possible sanctions, to adopt a uniform legal platform (including reporting on suspicious transactions and freezing assets) and to apply it to all types of financial intermediaries, not only to banks. This is likely to result in…The decline of off shore financial centres and tax havensBy far the most important outcome of this new-fangled juridical homogeneity is the acceleration of the decline of off shore financial and banking centres and tax havens. The distinction between off-shore and on-shore will vanish. Of the FATF’s “name and shame” blacklist of 19 “black holes” (poorly regulated territories, including Israel, Indonesia, and Russia) – 11 have substantially revamped their banking laws and financial regulators. Coupled with the tightening of US, UK, and EU laws and the wider interpretation of money laundering to include political corruption, bribery, and embezzlement – this would make life a lot more difficult for venal politicians and major tax evaders. The likes of Sani Abacha (late President of Nigeria), Ferdinand Marcos (late President of the Philippines), Vladimiro Montesinos (former, now standing trial, chief of the intelligence services of Peru), or Raul Salinas (the brother of Mexico’s President) – would have found it impossible to loot their countries to the same disgraceful extent in today’s financial environment. And Osama bin Laden would not have been able to wire funds to US accounts from the Sudanese Al Shamal Bank, the “correspondent” of 33 American banks.Quo Vadis, Money Laundering?Crime is resilient and fast adapting to new realities. Organized crime is in the process of establishing an alternative banking system, only tangentially connected to the West’s, in the fringes, and by proxy. This is done by purchasing defunct banks or banking licences in territories with lax regulation, cash economies, corrupt politicians, no tax collection, but reasonable infrastructure. The countries of Eastern Europe – Yugoslavia (Montenegro and Serbia), Macedonia, Ukraine, Moldova, Belarus, Albania, to mention a few – are natural targets. In some cases, organized crime is so all-pervasive and local politicians so corrupt that the distinction between criminal and politician is spurious. Gradually, money laundering rings move their operations to these new, accommodating territories. The laundered funds are used to purchase assets in intentionally botched privatizations, real estate, existing businesses, and to finance trading operations. The wasteland that is Eastern Europe craves private capital and no questions are asked by investor and recipient alike.The next frontier is cyberspace. Internet banking, Internet gambling, day trading, foreign exchange cyber transactions, e-cash, e-commerce, fictitious invoicing of the launderer’s genuine credit cards – hold the promise of the future. Impossible to track and monitor, ex-territorial, totally digital, amenable to identity theft and fake identities – this is the ideal vehicle for money launderers. This nascent platform is way too small to accommodate the enormous amounts of cash laundered daily – but in ten years time, it may. The problems is likely to be exacerbated by the introduction of smart cards, electronic purses, and payment-enabled mobile phones.In its “Report on Money Laundering Typologies” (February 2001) the FATF was able to document concrete and suspected abuses of online banking, Internet casinos, and web-based financial services. It is difficult to identify a customer and to get to know it in cyberspace, was the alarming conclusion. It is equally complicated to establish jurisdiction.Many capable professionals – stockbrokers, lawyers, accountants, traders, insurance brokers, real estate agents, sellers of high value items such as gold, diamonds, and art – are employed or co-opted by money laundering operations. Money launderers are likely to make increased use of global, around the clock, trading in foreign currencies and derivatives. These provide instantaneous transfer of funds and no audit trail. The underlying securities involved are susceptible to market manipulation and fraud. Complex insurance policies (with the “wrong” beneficiaries), and the securitization of receivables, leasing contracts, mortgages, and low grade bonds are already used in money laundering schemes. In general, money laundering goes well with risk arbitraging financial instruments.Trust-based, globe-spanning, money transfer systems based on authentication codes and generations of commercial relationships cemented in honour and blood – are another wave of the future. The Hawala and Chinese networks in Asia, the Black Market Peso Exchange (BMPE) in Latin America, other evolving courier systems in Eastern Europe (mainly in Russia, Ukraine, and Albania) and in Western Europe (mainly in France and Spain). In conjunction with encrypted e-mail and web anonymizers, these networks are virtually impenetrable. As emigration increases, diasporas established, and transport and telecommunications become ubiquitous, “ethnic banking” along the tradition of the Lombards and the Jews in medieval Europe may become the the preferred venue of money laundering. September 11 may have retarded world civilization in more than one way.



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Article by Samuel White



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Article by Fritz Meralf



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Article by Carbon Advice Group

With the advent of technology there are many environmental issues which are coming to the forefront to be well tackled by the present generation. If these issues are not taken into serious consideration then they would certainly lead to drastic environmental conditions which will make life impossible on this planet. The cutting of trees and forest has led to the lack of producers of fresh oxygen which is the most essential gas required for humans to survive and live. This has further led to lower consumption of carbon dioxide by the trees which use this gas in the process of manufacturing their food called photosynthesis. Since the number of trees is reducing due to active clearing of land, to be used as a living space for the growing population therefore the rate of carbon dioxide in increasing in the atmosphere and the rate of fresh oxygen is consequently decreasing. The climatic changes are now widely apparent to the world to see and take notice off which has led to the melting of polar ice caps and the rock solid ice glaciers too. Resultantly the level of water in the seas and other water bodies is increasing tremendously leading to the drowning of places which are at a lower sea level.

The big drastic issues of global warming and greenhouse house effect are further deteriorating the climatic condition of this planet. If soon an effective and permanent global warming solution is not found it would lead to the extinction of life force on this planet. From a long time the environmentalist and the nature scientist have been trying to bring this issue into the limelight so that some immediate action is taken on the same with some good results in the favor of our atmosphere but it’s been very difficult to get hold of everybody’s attention. Therefore the different governments of the nations have come up with a certain trading strategy called Carbon trading where the companies of the nations can gain some monetary benefit and advantages if they keep a check on the amount of pollution and greenhouse gas emissions that is being released in the atmosphere of the planet.

Since everybody is polluting the environment in some way or the other therefore be it a developed or a developing country everyone will be liable for the damages too. It has been established that all the developed countries of the world will effectively cut down on the hazardous emissions by a required percentage falling which they would pay hefty fines.



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The prestigious Business Finance Consultant (BFC) designation is awarded by The Loan Consultants, Inc. to their nationwide network of independently owned and operated loan brokerage companies.
These companies offer highly personalized service and help cut through the red tape that is often involved in securing business loans from banks and other lending institutions. You save time by having your loan or lease directed to the most appropriate funding source. You are not limited to one funding source. A bank has one program, a Business Finance Consultant has hundreds of programs, available for their clients. By having access to a Business Finance Consultant you have access to hundreds of funding sources across the United States as well as Canada, Australia and the U.K. These funding sources are monitored daily for the best interest rates and terms available to your business.
Types of loans a BFC can arrange for you include:
1. Acquisition- Loans
2. Equipment Leasing
3. Start-up Loans
4. Commercial Property Loans
5. Inventory Loans
6. Unsecured Borrowing
7. Accounts Receivable Loans
8. Lines of Credit
9. Factoring
10. Warehouse Financing
11. Government Guaranteed Loans
12. Machinery Loans
13. Working Capital Loans
14. Flooring Lines
15. Agricultural Loans
16. International Loans
17. Purchase Order Financing
18. Virtually ANY TYPE OF BUSINESS LOAN!
By having access to a Business Finance Consultant you have access to hundreds of funding sources across the United States as well as Canada and the U.K. These funding sources are monitored daily for the best interest rates and terms available to your business.
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When you start out as a new merchant it is imperative that you are clear about the responsibilities that come with the business model that you are working with. One of the things that you will try to do is to build a network of business relationships that are beneficial for your unit. In doing so you must have a clear understanding of the goals that are driving your PR overtures. The concept of technology will give you the tools to access people in China but you will need to use that access in a way that is favourable to the business objectives that you have defined in advance.

A principled approach to business relationships
This work will involve meeting with groups of entrepreneurs that have entrenched objectives. You will need to understand these objectives and present your case in such a way as to earn sympathy from the business community.

If you cannot do this, then someone else will take over the issues that you have been grappling with. That is a frustrating turn of events regardless of the situation that is being discussed. You will also need to learn the lessons that are presented at these liaison meetings. There is no limit to the knowledge that can be acquired through the observation of business practice.

Some people join these meetings on the basis that they need to make business contacts in order to facilitate the purchase of goods on wholesale from China. These are people who could act as suppliers of products such as the wholesale bicycle light. In making the contacts, you will be able to secure loyalty and the ability to trade within the different concepts that the market dictates. There is complexity and opportunity in the way that China operates.

Volunteering assistance in liaison meetings
Having agreed that business partners require incentives to cooperate, you should volunteer to make the first step. The importance of the Chinese wholesale market means that there is impetus for both parties to make the most of the business opportunities on offer. You can be part of the solution if you work with the different organisations in order to ensure that your business model is sold well for the general public in China. You also have to make overtures to the business community in a way that ensures a constant supply of cheap whole sale goods from the Chinese market. That is the essence of modern business success.



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Quotes About Moving Onhas allowed me to know who I am and to be present in all that I do. I take this forward in my work and in my personal relationships. Cute Quotes is a powerful program and I highly recommend it to anyone wanting to move on with their life

 

If you don’t design your own life plan, chances are you’ll fall into someone else’s plan. And guess what they have planned for you? Not much.

 

Today is the first day of the rest of your life.

 

If you want your life to be a magnificent story, then begin by realizing that you are the author and everyday you have the opportunity to write a new page.

 

Quotes about moving on - But let there be spaces in your togetherness and let the winds of the heavens dance between you.

Love one another but make not a bond of love: let it rather be a moving sea between the shores of your souls.

 

Cute quotes – You are responsible for your life. You can’t keep blaming somebody else for your dysfunction. Life is really about moving on

 

When one door of happiness closes, another opens, but often we look so long at the closed door that we do not see the one that has been opened for us.

 

Love one another but make not a bond of love. Let it rather be a moving sea between the shores of your souls.

 

Quotes about moving on - Have no fear of moving into the unknown. Simply step out fearlessly knowing that I am with you, therefore no harm can befall you; all is very, very well.

Do this in complete faith and confidence.

 

Improve your business, your life, your relationships, your finances and your health. When you do the whole world improves.

 

Whatever you want in life, start today. Not tomorrow – today. Let it be a small beginning – a tiny beginning. Your happiness depends on starting today – every day.

 

Take a second out to think about this: in your life you search and search for the right person for you. Every time you break up with someone you get one step closer to that person. You should look at moving on as getting closer to meeting the one

 

Cute quotes – I always tell my kids if you lay down, people will step over you. But if you keep scrambling, if you keep going, someone will always, always give you a hand. Always. But you got to keep dancing, you got to keep your feet moving.

 



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Article by Powercashonline

Any form of business branding plan must involve the creation of a slogan. It is one of the basic elements necessary in building an effective brand campaign. A slogan typically consists of a short sentence or a phrase that serve to reinforce the business name or logo. In fact, many big time businesses has created highly successful marketing slogans that it has been recognized by the consumers as much as their name.

Slogan is often dismissed as an element for effective branding methods, which is also the reason why even a potentially good business name fails to deliver. Its purpose main purpose is mainly to enhance and boost the name or provide a tiny glimpse of what the brand promises to deliver. Even simple words or phrases can go a long way when it works well with your brand.

Impact of Slogan to Branding

Brand recall is the main purpose of creating a slogan. They are there to speak for the brand where images fail. This further enables the brand to create a more lasting memory to the minds of the consumers and enhances the market reach of the product.

Therefore, you need not just produce a creative slogan but an intelligent one. The purpose is mainly to capture the consumer’s attention and produce interest about a given product. It enables your audience to stop and think about the possibilities offered by the brand. Depending on your marketing plan, you can utilize a slogan to appeal to either the needs, attitudes, or emotions of the consumers. Therefore, you are trying to compel them to make an action, which in this case is to purchase the product to avail of the benefits it offer.

Why is it such a potent part of your marketing and branding efforts, you may ask? Because it triggers the motivation of the consumers then driving them into action.

Creating a Good Slogan

Due to the importance of the slogan in your business, it is best to assert careful planning into the process of creating a slogan. To achieve a good slogan, you must inform yourself of what the qualities of a good slogan are.

1.) A good slogan is memorable. Since the purpose of a slogan is to increase brand recall and trigger buyer motivations, it must first be able to capture their attention and stay in their memory for a given period. Staying power is an essential factor in the business industry, so you have to be able to produce something that stays in the mind of the consumers when they go out to buy.

2.) A good slogan produces images on the consumer’s mind. Most people produce images on their mind when they hear something. Hence, you can trigger the visual patterns of your customers by using the slogan. For instance, you can remind them about your company logo and create a stronger link between the two.

3.) A good slogan drives people into action. Awakening triggers on the consumer’s part will help make them the decision to buy the product being represented.

4.) A good slogan highlights the benefit of the product. This is tied up with the efforts of creating product distinction, which is to emphasize the benefits that one can derive from using a company’s products or services.

Advertising versus Business Slogan

Business owners must be able to differentiate advertising from business slogans since they serve different purposes. The business slogan is more important since it concerns the brand identity. It impacts your distinction in the market and the power of your brand.

Meanwhile, advertising slogans are created for a specific marketing objectives and over a short-period of time. It is more concerned over influencing a consumer’s immediate reaction to a given product while business slogan reinforces the reputation of a company as part of its branding efforts.



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Article by Lavern Huff

Exactly what could the idea imply for your company if you possessed a resource of car sales leads being released on the consistent basis? Your sales workers would certainly have the ability to take more time concentrating on transforming inquiries into earnings rather than trading all of their moment locating newest car sales leads from the beginning.The main benefit of getting a top quality supply of car sales leads could imply an important for your income along with your personnel’s efficiency. You will usually know precisely where to find new customers once you require all of them.This may supply you unequalled openness into the effectiveness of you along with your sales people.Search for a committed car sales leads market place designed to compensate excellent guide suppliers as well as self-discipline and also eliminate lead dealers that offer poor as well as unavailable prospects. It’s also wise to ensure that you are allowed considerable filters to make sure you obtain just the potential customers you frantically want.There are numerous methods for you to filtration system your auto sales leads, which includes:- Geographically — filtration system your own car sales leads by way of distance from you, as well as with a chosen zipcode or even a particular area- Specific lead type — by way of example, you are able to definitely lookup for typical car sales leads or you could limit your leads to include only those along with trade-ins to supply- High quality score for every single proprietor, depending on the high quality of actual information obtained* Set up a good investing limit for your account to successfully definitely not surpass your allotted finances* Quit your account when you’ve got sufficient prospects and initiate it up once more when you need much more organizationIn addition, you have to be capable to nevertheless outsell particulars to downstream businesses. As an example, a sales representative that purchases auto prospects can offer disqualified clients to a debt consolidation loan company in order to a personal loans loan provider. Car retailers also can market leads to auto insurance vendors. This enables you to definitely regain the expense of charge swiftly in addition to give you a clean way to obtain profits coming from existing business methods.At this point, the very best sales leads will often contain the greatest conversions. The most effective prospects will be fresh sales leads. Fresh leads are basically leads which have never already been named by another insurance provider. This means the details was not marketed with other firms. Clearly, the conversion rates are extremely higher using this kind of lead. As well as new prospects insurance leads, you can expect around a 20% transformation rate.The definition of sales is a the authorized device found in getting a home. A mortgage can also be the technique utilizing home as security for the repayment of a debt. Prospects insurance lead pads the loan supplier towards customer fall behind. If someone is buying a home and is borrowing a lot more than Seventy Five Percent from the property’s worth, it’s really necessary that the actual sales leads to become assured. This allows the actual customer to acquire a residence along with as low as a Five Percent down payment.Once you buy auto prospects, you must then make time for you to score the dog owner good high quality of information provided.



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